A Summary will provide an overview of the terms and costs of the loan including the Loan Amount, APR, Payments, Annual Rate, Monthly P&I, Total Paid, and Total Interest.

How payments change over time

This graph shows how the loan changes over time, including the remaining balance and the total principal and interest paid throughout the life of the loan.

Early in the loan, a larger portion of each payment goes toward interest. As the loan progresses, more of each payment is applied to principal, accelerating the reduction of the remaining balance.

Use the checkboxes at the top of the graph to show or hide the Balance, Principal, and Interest lines so you can focus on specific components when reviewing the loan with your client.

Full Amortization Schedule

At the bottom of the page is a full amortization schedule, which you can toggle between yearly and monthly views. 

This schedule shows how each payment is applied to principal and interest, along with the remaining balance over time. Use it to review how the loan progresses and demonstrate the long-term impact of payments or additional contributions with your client.