The Blended Rate loan calculator will help you determine an effective or blended interest rate. Use this tool to give your clients a more accurate rate in scenarios where they are using multiple loans to finance a purchase of a home.

To get started using the Blended Rate Calculator, you will need to enter the following for each debt you wish to consolidate:

• Debt name
• Debt balance
• Interest rate 
• Minumum monthly payment (optional)

Adding, Moving or Removing Debts

By default, the blended rate calculator has 3 loans/debts. However, you can add and remove up to 15 debts. To move, add or remove debts:

1. To add a debt, click + Add debt at the bottom right corner of the page.
2. To remove a debt, simply click on the black trash can icon.

3. To change the order of a debt, click on the six dots located on the left hand side of the tile and drag it to the desired location.

Each time a debt is added, the summary at the top is automatically updated.

Share, Record or Start a Speed Meeting

To share the completed report, click Share. A dropdown menu will appear.

• Click Download to download the report as a PDF.
• Click Send a link via email with an optional video recording (not available for some users depending on their company permission settings).
• Click Record Video to provide your client with a clear walkthrough of the report along with your own insights and context.
• Click Host a meeting to virtually meet to discuss the report with your client.

Download as a PDF

If you wish to download the PDF, simply click Share then Download and it will save the report to your computer as a PDF. 

How to Send Your Report

To Send the report to your client(s): 

1. Click Share. 
2. Click Send from the drop-down. 
3. Enter the client(s) name. If multiple, separate with commas.
4. Add up to four email addresses, separated by commas.
5. Create a custom message.
6. To add a video (optional), click Add video from library.
7. Choose if you would like to use a one-time passcode.* 
8. Click Send.

Please note: If using a one-time passcode, your client(s) will receive two emails. The first email will have a link to the report. Once your client clicks on the link, it will trigger the second email to be sent with the access code.

*This feature may be optional depending on your company's permission settings. If your company allows, we provide the ability to copy a link to the report. However, if you choose to secure the report with a one-time passcode, this option will be grayed out. 

How to Record a Video to share with your Client(s)

You may want to record a video to help provide an explanation of the report for your client. To do so:

1. Click Share in the top right-hand corner of the page.
2. Click Record Video from the drop-down.  
3. You will then select if you would like to use your webcam and/or show your screen. 
   • You may be asked to allow access to your microphone and webcam. Select “Yes” to allow access for the recording. 
4. Next, we will provide you a preview asking if you are ok with MBS Highway seeing the selected window for recording. Select Allow to continue. 
5. Click Start Recording to begin the recording.
6. To end the recording, click the red square button at the bottom of the window.
7. A window will then appear where you can preview the video, add a custom message, and provide the email addresses of the intended recipients. 

*If your company allows, we provide the ability to copy a link to the report. However, if you choose to secure the report with a one-time passcode, this option will be grayed out. 

If utilizing the one-time passcode, your client(s) will receive two emails. The first email will have a link to the recording. Once your client clicks on the link, it will trigger the second email to be sent with the access code. See email examples below:

Example First Client Email:

Please note: Speed Meeting (both the meeting and recording functionality) is currently optimized for your desktop experience only and will not work on mobile devices.

Starting a Meeting

If you would like to share the report with a live meeting:

1. Click Share.
2. Click Host a meeting. 
3. Type in your client’s name.
4. Type in your client’s email.
5. An email will be sent to your client with a link to join the meeting. 

5. Your client will then receive a one-time passcode via email to access the meeting.
6. You can change your camera, audio or screen being shared by using the buttons located at the top of the pop-up window. 
7. To view your camera feed, click View Camera Feed.

8. Once your meeting is complete, click End.

Have questions or want to learn more? Submit a ticket or call us today!